Car Insurance rate hikes due to legalization?

In the middle of a debate on the legalization of marijuana, the opponents to legalization made the claim, without any details or statistics, that legalizing marijuana would cause auto insurance to rise. This is another bogus claim, in a long line of bogus claims, used to continue prohibition of a plant.

In the long line of false claims made by prohibitionists, the theories seem to be getting weaker and weaker as time goes by. Looking back through the claims made over the last 100 years, it is foolish to continue believing these, or anything else the prohibitionists throw at us.

• Marijuana causing Mexicans go “loco” and murder everyone like they were assassins. Based upon a fictional story in a book published in the early 1900’s.
• Jazz musicians seducing white women with marijuana. Seems kind of racist against blacks and Mexicans so far. The war on drugs is also, currently to this day, even in legalized states, used to prosecute and arrest more blacks and latino’s than whites.
• Marijuana causing murders and suicides (See Reefer Madness movie)
• Marijuana causing brain cell death.
• Marijuana causes you to be a lazy no good beatnik and or a motivational syndrome tree-hugging hippie.
• Marijuana causing testicular cancer.
• Marijuana causing lung cancer.
• Marijuana gateway theory to hard drugs like heroin or crack cocaine.
• Marijuana causes addiction to marijuana.
• Marijuana funds terrorism.
• Marijuana causing drop in IQ points.
• Legalizing marijuana will not stop the cartels and black markets.
• Marijuana causes man-boobs.
• Marijuana turns straight people into homosexuals.
• Marijuana makes you have lower sperm counts and more trouble conceiving.
• Marijuana makes you drop out of school and if you ever smoke marijuana you will never become President of the USA (See Bush, Clinton and Obama.)
• Marijuana makes you crazy and prone to psychosis (We circled back to the 1920’s again)
• Marijuana gives you a heart attack because it increases your pulse temporarily. 
• Marijuana suppresses your immune system.
• Marijuana causes crime. (Back to Reefer Madness)
• Legalized/Medical Marijuana stores cause crime.
• Prohibition of marijuana (or Alcohol) works.

Cannabis causes traffic accidents ( not according to NHTSA’s largest ever study on marijuana drivers https://komornlaw.com/35-years-research-reports-driving-cannabis-marijuana/ )

Car Insurance rates increased in Colorado, where marijuana is legal, although it was due to the incredible population increase and a settling of the market after Colorado repealed no-fault insurance.

https://www.denverpost.com/2018/02/27/colorado-car-insurance-premiums-rise/ 

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